Funeral costs vary greatly depending on various factors such as location, type of service, and funeral home. Fortunately, affordable cremation services in New Jersey offer lower-cost alternatives for those looking to honor their loved ones without breaking the bank.
If you are searching for affordable New Jersey funeral services, look no further than Simple Cremation NJ. Our compassionate experts provide personalized and reliable support during this difficult time.
Call us at 973.434.7441 to request more information about funeral costs in New Jersey. We are here to support you every step of the way.
What Is the Cost of a Funeral?
When planning funeral services in New Jersey, you'll first want to calculate the cost. From there, you can work on how to pay for it.
On average, funerals cost between $8,000 and $20,000. However, this is broken down into multiple fees, some of which you may be able to eliminate if you choose cremation. Here are a handful of itemized expenses to consider:
- Transport – The remains of your loved one will need to be moved to the funeral home.
- Funeral home base fee – Most funeral homes charge a non-negotiable base fee, regardless of the type of funeral chosen.
- Embalming – The embalming process helps preserve the body and is standard in funeral services.
- Styling the body – The funeral home handles hair and makeup.
- Viewing – Staff manages the viewing at the funeral.
- Hearse – A hearse carries the body in the casket to the cemetery. You may also rent a service car for around half that price.
- Casket – Caskets hold the remains of your loved one and are available in low- and high-end options that vary greatly in price.
- Flowers – Expect to pay for floral arrangements and a funeral wreath on the casket.
- Grave plot – Depending on location, the cost of a burial space varies. You may also need to pay the grave an open and close fee.
- Grave Marker – Headstones are more expensive, while flat markers are more affordable.
If you go with cremation, you eliminate many of the above costs associated with funeral services and burial.
How to Pay Funeral Costs
Once you know how much the funeral will be, you’ll need to pay for it. Here are a handful of ways to cover the expenses:
Life Insurance
If the deceased had life insurance, this may cover funeral costs. The funeral home may work with the insurance company to help you receive the life insurance payout in a timely manner.
Loan
You may want to look into a funeral loan. Some institutions allow you to take out a funeral loan without interest for the first three or more months. The funeral director should have information on this option.
Crowdfunding
It’s become common to set up a GoFundMe or similar to allow others to help chip in for the funeral cost.
Donations
Some families put out a call for donations to help cover funeral expenses. If you go this route, make sure to thank those who donated.
Planning ahead is the best course of action, so consider setting everything up for your own funeral now.
Find Cost-Effective Funeral Services in New Jersey at Simple Cremation NJ
If you need affordable cremation services in New Jersey, look no further than Simple Cremation NJ. Our brick-and-mortar location, backed by knowledgeable funeral directors, provides a comfortable and intimate space for families to make arrangements. We offer a lower-cost alternative to traditional burial services, making it easy to do much of the work online to save you time and hassle.
Contact us today at 973.434.7441 or online to learn how we can help you and your family during this difficult time.